February 18th, 2010 3:37 PM by Lehel S.
C.A.R. First-time Buyer Housing Affordability Index
C.A.R. Region
Q4 2009
Q3 2009
Q4 2008
California
64
61
r
California - Condos
68
67
United States
77
76
74
High Desert
84
85
78
Los Angeles County
53
52
49
Monterey Region
65
66
Northern California
63
Northern Wine Country
58
56
Orange County
51
Palm Springs/Lower Desert
Riverside/San Bernardino
72
Sacramento County
79
San Diego County
57
San Francisco Bay
50
San Luis Obispo County
48
47
Santa Barbara Area
Santa Clara County
Southern California
Ventura County
59
County
Alameda
Contra Costa
44
42
38
Fresno
Marin
40
37
33
Merced
83
81
Riverside
73
San Bernardino
San Francisco
35
San Mateo
41
Santa Cruz
43
46
Sonoma
60
* -- percentage of California households that can afford to purchase an entry-level home
r – revised
Source: CALIFORNIA ASSOCIATION OF REALTORS®
HousingAffordability Index
Entry-Level Price
Monthly Payment Including Taxes & Insurance
MinimumQualifying Income
$257,940
$1,470
$44,100
$229,360
$1,310
$39,300
$146,970
$840
$25,200
$103,130
$590
$17,700
$299,760
$1,710
$51,300
$266,190
$1,520
$45,600
$220,780
$1,260
$37,800
$312,230
$1,780
$53,400
$420,770
$2,400
$72,000
$144,610
$830
$24,900
$150,240
$860
$25,800
$160,290
$920
$27,600
$322,330
$1,840
$55,200
$468,620
$2,680
$80,400
$329,010
$1,880
$56,400
$357,710
$2,040
$61,200
$497,250
$2,840
$85,200
$256,620
$370,120
$2,110
$63,300
$399,880
$2,280
$68,400
$525,880
$3,000
$90,000
$128,560
$730
$21,900
$654,070
$3,730
$111,900
$94,360
$540
$16,200
$152,680
$870
$26,100
$133,580
$760
$22,800
$598,860
$3,420
$102,600
$612,000
$3,490
$104,700
$454,840
$2,600
$78,000
$318,620
$1,820
$54,600